Car Insurance Tips: Can You Claim Insurance if Your Car Suddenly Stops? Know Details

Car Insurance Tips: If you are on a long trip with your car and it suddenly stops on the road, can you claim insurance in such a situation? If your car stops despite all your efforts and won’t start, will you get insurance money in such a case?

In such a situation, should you call a towing service or contact a car service center? Can the expenses incurred in such a situation be claimed through insurance?

Car Insurance Tips

For your information, let us tell you that car insurance is not just for accidents or theft. When you take car insurance, there are various insurance plans that also benefit you when your car suddenly stops on the road. However, you need to know about the terms and conditions of such policies when you take the insurance.

Many companies offer services like breakdown assistance or on-spot repair in their insurance. For this, you need to have this type of insurance beforehand. If you have taken such insurance, you can get an insurance claim immediately without any hassle.

Roadside Assistance Insurance

Let us tell you that when you check your policy and insurance documents, there will be a section called roadside assistance. If you have opted for this package, you will get services like towing, on-site mechanic, fuel supply, etc., without any extra cost if your car breaks down suddenly on the road.

However, if your car’s breakdown is due to an internal fault or a cable coming loose for any reason, you won’t be able to claim it through insurance. In cases of engine failure or a damaged gearbox, you can get various types of insurance coverage.