Both Husband and Wife Can Avail Benefits of This Pension Scheme, Get ₹10000 Pension Every Month

Atal Pension Yojana: The government provides benefits to Indian citizens through various schemes. There are many such schemes in which you can invest now for your retirement and get a good pension later. If you are also worried about your life after retirement, you don’t need to worry too much. You can take advantage of the Atal Pension Yojana run by the government.

Jun 23, 2025 - 14:46
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Both Husband and Wife Can Avail Benefits of This Pension Scheme, Get ₹10000 Pension Every Month
Both Husband and Wife Can Avail Benefits of This Pension Scheme, Get ₹10000 Pension Every Month

Atal Pension Yojana: The government provides benefits to Indian citizens through various schemes. There are many such schemes in which you can invest now for your retirement and get a good pension later. If you are also worried about your life after retirement, you don’t need to worry too much. You can take advantage of the Atal Pension Yojana run by the government.

What is Atal Pension Yojana

People working in the private sector are often worried about their financial situation after retirement. You can start investing through the Atal Pension Yojana now, and after retirement, both husband and wife will get a pension of ₹10000. This pension can make your retirement life pleasant.

The government has launched this scheme especially for people who are planning for their retirement. Any income-earning individual can start investing in this pension scheme. You can apply for a very good pension scheme for yourself and your partner.

How to Get ₹10000 Pension

For your information, let us tell you that under the Atal Pension Yojana, after the age of 60, you get a pension ranging from ₹1000 to ₹5000 based on the amount you invested. If both husband and wife open separate pension accounts and invest in them, after retirement, both will get a pension of ₹5000 each, which will total ₹10000.

What is the Eligibility

Let us tell you that to avail benefits under this scheme, you need to apply between the ages of 18 and 40 years, and you will have to deposit a premium amount every month. You can have this amount auto-debited from your bank account every month. After that, when you reach the age of 60, you will start receiving the pension.

If you join at the age of 30 and want to receive a pension of ₹5000, you will have to deposit a premium amount of ₹577 every month. If you join at the age of 35, you will have to deposit ₹902 every month as a premium. But if you join at the age of 18, you will have to deposit a very low premium amount.